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CHARTERED BUILDING ENGINEERS · BASED IN SCOTLAND · COVERING THE UK

Retrospective PCCs for homes that are already built

Finished your build without a PCC or structural warranty? Selling, buying or remortgaging and the lender is asking for one? We review the evidence, inspect the property and tell you honestly what can be certified.

Often needed when

✓ A self-build was finished without a PCC or warranty

✓ A buyer’s lender asks for cover on a recent build or conversion

✓ You want to remortgage or release equity

Chartered Building Engineers

C Build E MCABE

30+ years’ experience

Low- and high-value schemes

Professional indemnity insured

Full PI cover

UK Finance & CML compliant

Accepted by major lenders

Retrospective PCCs from Chartered Building Engineers

We provide lender-compliant retrospective PCCs for completed new builds, self-builds and conversions across Scotland and the UK. Every case starts with an honest review of the evidence, so you know where you stand before committing to the full process.

How a retrospective PCC works

1. Send us the details: tell us about the property and share whatever records you have.

2. Evidence review: we review the records and give you a quote and an honest view on what’s possible.

3. Site inspection: we inspect the property. Sometimes small areas need opening up to check hidden work.

4. Certificate or clear advice: where we’re satisfied, we issue the PCC. If not, we explain exactly what’s needed.

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Retrospective PCC questions

Can every property get a retrospective PCC?

Not always. It depends on the evidence available and what we find on inspection. We’ll be upfront about the likely outcome before you commit to the full process.

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Will my lender accept a retrospective PCC?

Lenders’ policies vary, so we always recommend checking with the lender or broker before you start. We’re happy to speak to them on your behalf.

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What if I don’t have many records?

Send us what you have. Building control can often supply copies of approved drawings and inspection records, and we’ll advise on any other ways to fill the gaps.

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How much does a retrospective PCC cost?

It depends on the property and the evidence available, so we provide a bespoke quote after an initial review. Get in touch for a free, no-obligation discussion.

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Have a sale or remortgage deadline? Call 07342 553863 or send us a short description of the property and the records you have. We aim to reply within 24 hours.

WHAT WE LOOK AT

The evidence behind a retrospective PCC

Because we didn’t see the work as it was built, a retrospective PCC depends on a full review of the records. The more you can provide, the better. Don’t worry if you don’t have everything: send what you have and we’ll tell you what’s missing.

Approved drawings

Planning and building warrant or building regulations drawings.

Building control records

Inspection records and the completion certificate.

Construction photographs

Especially foundations, drainage and anything now covered up.

Structural information

Engineer’s calculations and design details.

GET IN TOUCH

Tell us about the property

A short description is enough to start. If you have a sale or remortgage deadline, let us know. We aim to reply within 24 hours.

Contact details

info@accordbuildingcompliance.co.uk

20 Mill Road, Linlithgow, West Lothian, EH49 7RD

Professional Consultants' certificate

07342 553863

Scotland, North of England & UK-wide

© 2026 Accord Building Compliance · Chartered Building Engineers (C Build E MCABE) · 20 Mill Road, Linlithgow, EH49 7RD

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